Financial planning with us means creating a comprehensive plan that covers your current cash flow, investment strategies, tax and estate coordination, retirement goals, and major life transitions to give you clarity and direction.

Anyone facing financial milestones — whether saving for retirement, selling a business, funding education, preparing for land or estate transfers, or simply wanting peace of mind — can benefit from a well-designed financial plan.

We recommend reviewing your financial plan at least annually — or whenever there’s a major change in income, tax law, family situation, or long-term financial goals — so we can adjust proactively rather than reactively.

Our process typically involves: 1) Discovery and goal setting; 2) Data gathering (assets, liabilities, income, expenses, tax information); 3) Scenario modeling; 4) Strategy development; 5) Implementation; and 6) Regular review and adjustment.

We operate on a transparent fee model.

– One-Time Plan: $6,000
– On-Going Family CFO: $17,500/annually
– On-Going CFO + Family Summits: $26,000/annually

*Does NOT include investment management fee

We believe good financial planning works best when your team of professionals is in sync. We’ll collaborate with your CPA, estate attorney, or other trusted advisors to ensure taxes, estate documents, and investment strategies work together to support your goals.

No. While many of our clients are business owners, farmland owners, or families facing complex transitions, we design plans at every scale. What’s most important is your financial picture—your goals, priorities, and readiness to plan.

Our planning is bespoke, values-driven, and locally grounded in the Central Valley. We combine national-level best practices with insights into agricultural, real estate, tax, and generational-wealth issues specific to our region, so the advice is both sophisticated and relevant.

Once we have all the required information (tax returns, financial statements, goals, etc.), you can expect a finished plan in a few weeks, with follow-up discussions to make sure you understand and feel confident in the recommendations.

Useful items include recent tax returns, investment account statements, debt statements, insurance policies, estate / beneficiary documents, and a list of major upcoming goals or life changes (e.g. retirement, children’s education, land-transition).

We’ve built something we call the Avidity Journey. It’s a subscription-based financial planning process designed to give you actionable planning guidance. Check it out at avidityjourney.com!