Fiduciary, flat-fee guidance for Central Valley farming families navigating farmland transitions, 1031 exchanges, and the decisions that shape what gets passed on.
Registered Investment Adviser · Hanford, California · Serving the Central Valley
Where to Start
Most families don't need another advisor's pitch. They need clear information about their actual situation. We've built a library of educational resources: deep, specific, and honest about trade-offs. Start wherever your question lives.
A Central Valley farm family walks through the full tax math of a $28M sale, and the blended strategy that preserved roughly $10 million for the next generation.
The five rules, the California-specific traps (FTB Form 3840 clawback, 3.33% withholding, Williamson Act transfers, water rights classification), and the timing that matters.
A clear-eyed look at what it actually requires, legally, financially, and generationally, when a family chooses to hold rather than sell. The conditions that favor it, the conditions that don't, and the 20-year math.
For families sitting with a decision and not moving forward. Prop 19's quiet end of the family farm exclusion, SGMA pressure, and what the menu actually looks like with ten years of runway versus six months.
Once the decision to sell is made, what comes next? A framework for evaluating DSTs, NNN leases, installment sales, Qualified Opportunity Zones, charitable trusts, and managed portfolios, evenhandedly, with no product-pushing.
How we coordinate CPAs, attorneys, qualified intermediaries, agricultural brokers, and real estate partners around a single family plan, so you're not project-managing your own team.
New guides, case studies, and articles on California farmland transitions, estate planning, 1031 exchanges, Prop 19, SGMA, and succession strategy, added regularly.
If you have already read enough, or if your question isn't covered above, a confidential first conversation is free and no-obligation. We'll tell you honestly whether working together would add value.
Schedule a ConsultationOur Firm
Avidity Capital Inc. is a fiduciary Registered Investment Adviser headquartered in Hanford, California, at the heart of the San Joaquin Valley. We work alongside farming families across Kings, Tulare, Fresno, Kern, Madera, and Merced counties at the intersection of land, legacy, and long-term financial well-being.
Our practice is grounded in a genuine understanding of California agriculture and the financial complexity that comes with generational land ownership: water rights, farm succession, 1031 exchanges, Williamson Act contracts, and estate coordination. We bring both the technical expertise and the human perspective required to help families navigate their most important decisions.
Disciplined portfolio management aligned with your long-term goals.
Comprehensive strategies built around your family's complete picture.
Legacy Land Advisory
For generations, Central Valley farming families have built their identity, wealth, and community around the land they steward. When the time comes to consider selling, whether driven by water challenges, rising costs, succession gaps, or a strong market, the tax consequences alone can erase decades of equity without careful planning.
Legacy Land Advisory was created specifically for this moment. We help California farm families evaluate every option, including continuing to hold, so every decision is deliberate, informed, and aligned with the family's long-term goals.
We start by understanding your land, your family, your goals: acreage, crop type, debt, water rights, and the full complexity of your situation.
We develop a tailored roadmap: 1031 exchange timing, replacement property evaluation, installment structures, estate planning, and investment positioning.
We work alongside your CPA, attorney, and other advisors to implement your plan with precision.
Your legacy is our long-term commitment. We remain your trusted partner through every season.
Investment Philosophy
Most advisors who coordinate farmland sales earn commissions of 5–7% on the replacement products they sell, which quietly shapes the advice. We don't. Avidity Capital charges a flat advisory fee paid directly by clients and accepts no commissions, referral fees, or revenue-sharing from real estate sponsors, DST issuers, qualified intermediaries, or any third party.
That structural independence lets us recommend what actually fits the family, including, often, continuing to hold the farm exactly as it is. For many families, that's the right answer. We'll tell you that directly when it applies.
Legally required to act in your best interest.
Transparent, paid directly by clients, never by sponsors.
Not from sponsors, issuers, brokers, or intermediaries. Ever.
Recommendations constrained by fit, not by our compensation.
Why Avidity Capital
As a Registered Investment Adviser, we are legally and ethically obligated to put your interests first, always.
Our work is grounded in a genuine understanding of California farming, land values, and what the land means to families.
We look beyond the transaction to understand the family dynamics, values, and long-term vision behind every decision.
We collaborate closely with your CPA, estate attorney, and other trusted advisors to deliver truly integrated guidance.
A Letter Series for Families
Short, plainspoken letters we wrote for our own families. Eleven questions on taxes, timing, family, and the land itself, written in plain language. We send the series once. No follow-ups unless you ask.
Send Me the LettersFree. No commitment. Unsubscribe anytime.
Not a Farmland Owner?
Most of this website is built for families navigating farmland transitions. But not every visitor is a landowner, and financial planning needs don't wait. Avidity Journey is our step-by-step financial planning platform for individuals and families seeking structured guidance across budgeting, investing, insurance, debt, retirement, tax awareness, and estate planning.
Many members use Avidity Journey independently; others work directly with an Avidity Capital adviser as their situation grows. Either way, you're welcome here.
Visit Avidity JourneyCommon Questions
Straight answers to the questions Central Valley farming families ask us first.
Avidity Capital Inc. is a registered investment adviser serving agricultural families across the California Central Valley, including Kings County, Tulare County, Fresno County, Kern County, Madera County, and Merced County. Our Legacy Land Advisory service is designed specifically for farming families considering the sale of farmland and the tax and estate planning challenges that follow.
A Section 1031 like-kind exchange allows California farm families to defer capital gains taxes when selling agricultural land by reinvesting proceeds into qualifying replacement property. With farmland values near historic highs across the San Joaquin Valley, a properly structured 1031 exchange can preserve hundreds of thousands or millions of dollars in equity that would otherwise be lost to federal and California state capital gains taxes.
Central Valley farm families have multiple replacement property options when structuring a 1031 exchange, including direct real estate (other farmland, residential rentals, commercial property), triple-net leased commercial buildings, and Delaware Statutory Trusts (DSTs). Avidity Capital evaluates each option on a fiduciary basis without commission exposure to any specific product category.
No. For families with productive ground, secure water rights, willing heirs or viable lease structures, and clear succession plans, continuing to hold the farm often produces the strongest long-run outcome. Avidity Capital evaluates the hold-versus-sell decision on a fiduciary basis, including the structural tax advantages of stepped-up basis at death, professional farm management lease structures, Williamson Act contract monitoring, and the annual planning work that holding responsibly requires.
Whether you are planning to pass the farm to the next generation or preparing for an outright sale, Avidity Capital helps Central Valley farming families structure the transition to minimize estate taxes, avoid probate, and preserve family wealth across generations. We coordinate estate planning attorneys, tax CPAs, and trust specialists to ensure every piece of the plan works together.
Selling a California farm triggers complex tax consequences, including federal long-term capital gains, California state capital gains, depreciation recapture, and net investment income tax. Avidity Capital works alongside your CPA to evaluate options including installment sales, charitable remainder trusts, Qualified Opportunity Zone investments, and stepped-up basis strategies. See the tax math on a real sale.
California imposes additional layers of complexity on farmland transactions, including FTB Form 3840 clawback filings on out-of-state 1031 exchanges, the 3.33% withholding default on real estate sales, Williamson Act contract transfer mechanics, water rights classification under SGMA, and Proposition 19 impact on intergenerational transfers. Our Legacy Land Advisory service is built around these state-specific realities.
We work with farming families throughout the Central Valley and surrounding agricultural regions, including Hanford, Lemoore, Visalia, Tulare, Fresno, Clovis, Bakersfield, Delano, Porterville, Dinuba, Selma, Sanger, Madera, Merced, Los Banos, Coalinga, Avenal, Corcoran, Wasco, and surrounding communities. Crops and operations we commonly advise on include almonds, pistachios, walnuts, table grapes, wine grapes, citrus, stone fruit, cotton, dairy operations, cattle ranches, row crops, and irrigated grain farming.
Avidity Capital is a fiduciary Registered Investment Adviser charging flat advisory fees and accepting no commissions, referral fees, or revenue-sharing from third parties. We are structurally independent from real estate sponsors, DST issuers, qualified intermediaries, broker-dealers, and insurance companies. Our Legacy Land Advisory service acts as the family's financial quarterback, bringing together agricultural real estate brokers, tax professionals, estate attorneys, qualified 1031 intermediaries, and replacement property specialists into a coordinated team.
Begin the Conversation
Whether you're facing a land transition, planning for the next generation, or simply looking for a trusted adviser to help guide your financial future, we'd be honored to be part of that conversation. A first conversation is confidential, no-cost, and no-obligation.
Welcome to the website of Avidity Capital Inc. (“Avidity Capital,” “we,” “our,” or “us”), a registered investment adviser located in Hanford, California.
By accessing or using the Avidity Capital website, including any related pages, resources, services, tools, or content (collectively, the “Website”), you agree to be bound by these Terms of Service (“Terms”).
If you do not agree with these Terms, you should discontinue use of the Website.
The Website provides general information regarding Avidity Capital Inc., including information about wealth management services, financial planning services, Legacy Land Advisory services, and educational content and financial resources.
Access to this Website does not create an advisory relationship between you and Avidity Capital Inc. A client relationship is only established after a prospective client completes the firm’s onboarding process, and a written advisory agreement is executed.
All information provided on this Website is intended for general educational and informational purposes only. Nothing on this Website should be interpreted as personalized investment advice, legal advice, tax advice, or a recommendation to buy or sell any investment or strategy.
Financial decisions should be made in consultation with qualified professionals, including financial advisors, tax professionals, and legal counsel.
Avidity Capital Inc. is a registered investment adviser. Registration with a regulatory authority does not imply a certain level of skill or training. The firm may only transact business in states in which it is properly registered or exempt from registration requirements.
Additional information regarding Avidity Capital Inc., including Form ADV disclosures, is available through the Investment Adviser Public Disclosure (IAPD) website at adviserinfo.sec.gov.
Avidity Capital Inc. charges clients a flat advisory fee for services provided, disclosed in the written advisory agreement executed with each client. The firm does not accept commissions, referral fees, or revenue-sharing arrangements from real estate sponsors, Delaware Statutory Trust issuers, qualified intermediaries, broker-dealers, insurance companies, or any third party.
To the fullest extent permitted by law, Avidity Capital Inc. shall not be liable for any direct, indirect, incidental, or consequential damages arising from reliance on information provided on the Website. Use of the Website is at the user’s own risk.
Investing involves risk, including the potential loss of principal. Past performance is not indicative of future results. Nothing on this Website should be interpreted as a guarantee of investment performance or financial outcomes.
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We may collect personal information that you provide directly to us, including name, email address, phone number, and details you share in inquiry forms. For advisory clients, we may additionally collect financial information including income, assets and liabilities, investment holdings, and other data necessary to provide planning services. When you visit our website, we may collect certain information automatically including IP address, device type, browser type, and usage patterns.
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Helping Farm Families Preserve What Generations Built
For many farming families across California, the decision to sell farmland is one of the most difficult financial and emotional decisions they will ever face.
Water challenges, shifting agricultural economics, generational transitions, and estate planning considerations are leading many families to evaluate whether holding land is still the right long-term strategy.
Unfortunately, the moment farmland is sold can also trigger one of the largest tax events a family will ever experience. Without careful planning, decades of hard work can be significantly reduced by taxes, poor investment decisions, or lack of coordination between advisors.
Legacy Land Advisory was created to help families navigate this transition thoughtfully, strategically, and with future generations in mind.
At Avidity Capital, we serve as the central coordinator throughout the entire process. Selling farmland often requires collaboration between multiple professionals: real estate brokers, accountants, attorneys, qualified intermediaries, and investment specialists. When these professionals operate independently, opportunities can be missed.
Our coordinated network includes:
If your family is considering a farmland transition, or simply exploring options, early planning can make a significant difference.
Schedule a conversation with Avidity Capital to learn more about the Legacy Land Advisory process.
Avidity Capital Inc. is a fiduciary Registered Investment Adviser located in Hanford, California. We help individuals, families, and farming families navigate important financial decisions with clarity and confidence.
Our work focuses on two primary areas:
Through Legacy Land Advisory, we specialize in helping California farming families address complex financial transitions: farmland sales, water rights considerations, tax planning, and intergenerational wealth transfer.
Avidity Journey is a step-by-step financial planning platform designed for individuals and families who want a structured approach to improving their financial lives: budgeting, investing, insurance, retirement, and estate planning fundamentals.
Avidity Capital charges a flat advisory fee paid directly by clients. We do not accept commissions, referral fees, or revenue-sharing from real estate sponsors, DST issuers, qualified intermediaries, broker-dealers, or any third party.
To help people make confident financial decisions by combining thoughtful advice, practical tools, and long-term planning.
Avidity Capital Inc. is a registered investment adviser located in Hanford, California. Avidity Capital may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements.
The information contained on this website is limited to the dissemination of general information regarding Avidity Capital’s advisory services, together with access to additional investment-related information, publications, and educational resources.
The information presented on this website is for educational and informational purposes only and should not be interpreted as individualized investment, tax, or legal advice. Nothing on this website should be considered a recommendation to buy or sell any security, investment strategy, or financial product. Visitors should consult their financial advisor, tax professional, and/or attorney before implementing any financial or investment strategy.
Avidity Capital Inc. charges clients a flat advisory fee for services provided, disclosed in the written advisory agreement. The firm does not accept commissions, referral fees, or revenue-sharing arrangements from real estate sponsors, Delaware Statutory Trust issuers, qualified intermediaries, broker-dealers, insurance companies, or any third party.
Investing involves risk, including the potential loss of principal. Past performance is not indicative of future results. Any investment strategies, discussions, or examples presented on this website are provided for illustrative purposes only and may not be suitable for every investor.
A copy of Avidity Capital Inc.’s current written disclosure statement discussing the firm’s business operations, services, and fees is available on the SEC’s investment adviser public information website at adviserinfo.sec.gov or from Avidity Capital Inc. upon written request.
Tell us a little about your situation and we’ll be in touch to schedule a confidential conversation.