Intergenerational planning is a framework that helps families align financial strategies, values, and goals across multiple generations—ensuring wealth, values, and responsibilities are transferred smoothly and in line with your wishes.

It’s best to start early—once you have clarity on your financial situation—so that there’s time to address tax, estate, gifting, education, and family communication issues before unplanned events or transitions occur.

We encourage adult children or future heirs to participate in meetings, discussions, and decision-making as appropriate. This builds familiarity, financial literacy, and ensures everyone understands the plan, reducing surprises later.

Effective intergenerational planning seeks ways to reduce tax burdens—through strategic gifting, inheritance strategies, and estate planning—while ensuring legal compliance and preserving the value you intend to pass on.

Typical tools include trusts, wills, gifting strategies, family governance structures (such as family councils or charters), educational funding, and coordination with CPAs/estate attorneys to handle tax and legal implications.

We operate on a transparent fee model.

– One-Time Plan: $6,000
– On-Going Family CFO: $17,500/annually
– On-Going CFO + Family Summits: $26,000/annually

*Does NOT include investment management fee

We believe good financial planning works best when your team of professionals is in sync. We’ll collaborate with your CPA, estate attorney, or other trusted advisors to ensure taxes, estate documents, and investment strategies work together to support your goals.

Because intergenerational planning involves additional coordination (e.g. legal, tax, family facilitation), it can involve somewhat more time and expertise—but the cost is balanced by reducing future risks, tax costs, and preserving wealth more efficiently.

We combine deep regional knowledge of land, agriculture, and local family/business issues with nationwide best practices. We coordinate legal, tax, and communication pieces—so you get a plan that works in theory and in practice in the Central Valley context.